Savings Accounts
Start saving today with industry-leading APYs, no hidden fees, and accounts built for every goal — from your emergency fund to your dream vacation.
Regular Savings APY
4.50%
Min. opening deposit $25
High-Yield Savings APY
5.10%
Min. balance $1,000
Money Market APY
4.85%
Min. balance $2,500
NCUA Insured up to
$250,000
Per depositor, per account type
Regular Savings
4.50% APY
Compounded monthly
The perfect starter account for everyday savers. Open with just $25, earn monthly dividends, and access funds anytime.
Min. $25 to openHigh-Yield Savings
5.10% APY
Compounded daily
Maximize your earnings with our premium savings tier. Ideal for emergency funds and short-to-medium term goals.
Min. $1,000 to openMoney Market
4.85% APY
Compounded daily
Higher yields with limited monthly check-writing privileges. Best for those who want growth and occasional liquidity.
Min. $2,500 to openHoliday / Club Savings
4.25% APY
Compounded monthly
Goal-based savings that automatically matures at year-end. Great for holiday spending, annual events, or vacations.
Min. $10 to open| Feature | Regular | High-Yield | Money Market |
|---|---|---|---|
| APY | 4.50% | 5.10% | 4.85% |
| Min. to Open | $25 | $1,000 | $2,500 |
| Monthly Fee | $0 | $0 | $0 |
| Compounding | Monthly | Daily | Daily |
| ATM Access | ✓ Yes | ✓ Yes | ✓ Yes |
| Check Writing | ✕ No | ✕ No | ✓ Limited |
| Overdraft Protection | ✓ Available | ✓ Available | ✓ Available |
- ✓ No monthly maintenance fees on any savings account
- ✓ Interest compounds and is credited regularly (daily or monthly by tier)
- ✓ Set up automatic transfers from checking to build savings effortlessly
- ✓ Savings goals feature — name each account and track your progress visually
- ✓ Round-up feature: spare change from debit purchases auto-transferred to savings
- ✓ Link to checking account for overdraft protection coverage
- ✓ Mobile and online access — view, transfer, and manage 24/7
- ✓ Year-end interest statements available for tax filing
