Personal Loans
Whether you’re consolidating debt, covering an emergency, or funding a major purchase — Nexane-Finance has a loan designed for your life.
Rates starting at
9.99% APR
Based on credit profile
Loan amounts
$500 – $50K
No collateral required
Repayment terms
12 – 60 Months
Flexible options
Decision time
Same Day
Fast approvals
👤 Personal Loan
From 9.99% APR
Up to $50,000 | Terms to 60 months
Unsecured loan for any purpose — medical bills, home repairs, travel, or life events. Fixed monthly payments, no prepayment penalty.
🚗 Auto Loan
From 6.49% APR
New & Used | Terms to 72 months
Competitive rates on new and used vehicles. Finance up to 100% of the vehicle value with no application fees.
🏠 Home Equity Loan
From 7.75% APR
Up to 85% LTV | Terms to 15 years
Leverage your home’s equity for major expenses. Fixed rate, lump-sum disbursement with predictable monthly payments.
🏫 Student Loan
From 8.50% APR
Private | Terms to 10 years
Bridge gaps in federal aid. Cover tuition, housing, and books with in-school deferment and flexible repayment options.
- ✓ Fixed or variable rate options available at time of application
- ✓ No origination fees, application fees, or hidden charges
- ✓ No prepayment penalty — pay off your loan early at no cost
- ✓ 0.25% APR discount when you enroll in automatic payments
- ✓ Online account management and real-time payment tracking
- ✓ Hardship deferment available upon request for qualifying members
- ✓ Dedicated loan support team available Monday–Saturday
| Step | What Happens | Timeframe |
|---|---|---|
| 1. Apply Online | Complete the application in under 10 minutes. A soft credit check is performed — no impact on your credit score at this stage. | ~10 minutes |
| 2. Review Your Offer | Receive personalized rate, term, and monthly payment options tailored to your financial profile. Choose the offer that suits you. | Same day |
| 3. Verification | Upload income documents (recent pay stub or 2 months bank statement). A hard credit inquiry is performed at this stage. | 24–48 hours |
| 4. Funds Disbursed | Upon approval, the loan amount is deposited directly into your Nexane-Finance account and available immediately. | 1–2 business days |